Spectrum Management Blog

By Spectrum Management Group | July 13, 2017

Where Does the Time Go? You Can Find Out, if You Dare

Finding time is hard. I often think about all the things I would do if I could just find the time. But really, what a crazy thing that is to say. Find the time? Where should I look?

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Topics: behavior, time management

By Spectrum Management Group | July 11, 2017

How to Spend the Last 10 Minutes of Your Work Day

The last 10 minutes of your day can also be the most crucial. It's a time where you can prep for the next day, organize your workspace, sign out of email and reflect on what you achieved in the past eight hours.

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Topics: behavior

By Spectrum Management Group | July 5, 2017

Experts' Tips for Staying Safe Online

The online world is a scary place -- viruses and malware that steal information make their way onto computers, and hackers hijack devices and demand a ransom to get back stored information. There are safe ways to be online, and security experts say a combination of safe behavior and products help keep users protected.

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Topics: Cyber Security, identity theft

By Spectrum Management Group | June 16, 2017

Why Kids Should Stash Summer job Cash in a Roth IRA

A summer job is the perfect opportunity for parents to introduce kids to some smart money habits, such as saving. And there's a good case to be made for putting at least a portion of each paycheck in a Roth individual retirement account.

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Topics: Personal Finance, children, saving

By Spectrum Management Group | June 14, 2017

To Raise Better Kids, Say No

Despite the temptation for parents to say yes to their children's wishes, research shows there's an insidious side to chasing after the newest thing others have. It fosters a sense of deficiency that can never be fully satisfied.

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Topics: Financial Planning, children

By Spectrum Management Group | June 12, 2017

Video: An Introduction to Exchange-Traded Funds (ETFs)

Exchange-traded funds (ETFs) offer investors the ability to diversify over an entire sector or market segment in a single investment. Find out how they are created and what they can do for your portfolio.

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Topics: Markets and Investing, Stocks, ETF

By Spectrum Management Group | June 2, 2017

Free Time This Summer? Some Simple Tips to Tend to Your Long-Term Financial Goals in Minutes

In the contest between pressing, immediate needs that require tending right away and our longer-term wishes, today's to-do list usually wins. It's just too easy to put off the things that require less attention now. If you have a day off from your regular routing as summer begins, consider using that break - or just part of it - to nurture a bit of longer-term thinking.

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Topics: Financial Planning, Spending, Personal Finance

By Spectrum Management Group | June 1, 2017

Fed Signals June Rate Hike Likely

Get ready for the third rate hike in seven months. Federal Reserve officials indicated they may raise rates again in June, according to minutes from their meeting in May.

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Topics: Economy, Interest Rates

By Spectrum Management Group | May 26, 2017

Eight Finance Books That Everyone Should Read

There are a lot of books written for entrepreneurs, as well as business and finance professionals. Some are dense texts, others are easy to read, filled with emotion but light on specifics on how to turn ideas into actual successes. Here are 8 books that members of the Forbes Finance Council recommend that everyone, not just the experts, should read.

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Topics: Financial Planning, behavior

By Spectrum Management Group | May 24, 2017

An Investment Principle Warren Buffet Uses Can Improve Almost Any Area Of Your Life If You Know How To Apply It

This term, margin of safety, is an engineering concept used to descripe the ability of a system to withstand loads that are greater than expected. Maintaining a proper margin of safety is crucial not only in construction and engineering, but also in many areas of daily life.

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Topics: Market Outlook, Economy, Well Being

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