Spectrum Management Blog

One of These 3 Black Swans Could Trigger a Global Recession by End of 2018

This Doctor Who Lived to 105 Believed for a Long Life, You Shouldn't Retire

What the Decline in the U.S. Dollar Means

Where Does the Time Go? You Can Find Out, if You Dare

How to Spend the Last 10 Minutes of Your Work Day

Experts' Tips for Staying Safe Online

Why Kids Should Stash Summer job Cash in a Roth IRA

To Raise Better Kids, Say No

Video: An Introduction to Exchange-Traded Funds (ETFs)

Free Time This Summer? Some Simple Tips to Tend to Your Long-Term Financial Goals in Minutes

Fed Signals June Rate Hike Likely

Eight Finance Books That Everyone Should Read

An Investment Principle Warren Buffet Uses Can Improve Almost Any Area Of Your Life If You Know How To Apply It

Your Money: Older Couples Ponder Financial Impact of Divorce

3 Things To Consider When You Have An Old 401(k) You Don't Know What To Do With

Video: Martin Feldstein Says U.S. Economy is in Very Good Shape

It's Not Just the VIX - Low Volatility is Everywhere

Your Money - How to Win the Family Data Usage Battle

Why Stocks aren't Going Anywhere Lately

Preparing for Retirement Requires Thought to Future Healthcare Costs

Teach your Kid Responsibility: Help them Start a Business this Summer

The Economy Grew 0.7 Percent in First Quarter Under Trump

Financial Spring Cleaning: Which Documents to Save and Which Papers to Toss

Financial Spring Cleaning: Are you Asking for Trouble with Paperless Credit Card Statements?

Filing for an Extension on your Taxes doesn't Necessarily Mean an Audit. Here's Why

Worried About Companies Spying On Your Browsing? Here's What You Can Do

Sometimes, Spending Brings a Bigger Return Than Saving

Video: Delayed Gratification is the Key to Financial Success

How Much do You Pay in Taxes?

5 Ways to Help Avoid Identity Theft

What Exactly is the Alternative Minimum Tax (AMT)?

No Receipts for your Taxes or IRS? No Problem

Working Longer May Benefit Your Health

The Habits of Highly Successful Entrepreneurs

Is Your Digital Life Ready for Your Death?

Trump Budget Plan Will Not Cut Social Security, Medicare - Mnuchin

10 Ways to (Mostly) Avoid a Tax Audit

Here's why it Pays to Track Every Tiny Business Expense

Video: The Most Important Money Lesson You Should Teach Your Kids

The Only Five E-Mail Folders you Need

Here is the Letter the World's Largest Investor, BlackRock CEO Larry Fink, Just Sent to CEOs Everywhere

How Much does the U.S. Import from Mexico?

What's My Tax Bracket?

Inflation is on the Way Back in the Rich World, and that is Good News

Video: Davos 2017: Highlights From the World Economic Forum

How to Become a 'Superager'

U.S. Dollar to Extend Rally in 2017, May Hit One-to-One with Euro: Reuters Poll

Stocks Storm into 2017 as Trump Rally Resumes

Video: Trump and Trade - What You Need to Know Before He Takes Office

Is Now a Good Time to Invest in Energy Stocks?

4 Things Every Entrepreneur Needs to Do the First Week of the New Year

Video: Dow Hovers Near 20,000: How Big a Deal Is it?

5 Serious Business Books to Read Over the Holidays

Fed Hikes Rates For Second Time In A Decade, Indicates More To Come In 2017

Seven Crazy Tax Laws Trump Should Change

Bonds: Exaggerated Reports

Dysfunction Junction: The Real Issue in Estate Planning

Who is Trump Pick Steven Mnuchin & What Does the Treasury Secretary Do Anyway?

When One Adult Child Needs More Help Than Another

China Just Let Its Currency Hit Lows Not Seen Since the Financial Crisis

NAFTA: What It Is, and Why Trump Hates It

Trump Tax Cuts Trigger 'Pay Me In 2017' Requests, But IRS May Disagree

The Wealthy Ask Themselves: What Do We Have to Lose?

Trump Win Fuels 'Violent Reaction' in the Bond Market

25 Ways to Learn Faster (Infographic)

Trump Tax Plan Could Impact 2016 Year-End Planning

The Pros of Investing in the Technology Sector

He Did WHAT?!? Ethics in the Estate Plan

It's Time to Move Past the Election and Focus on the U.S. Stock Market

How to Keep Your Cash From Leaving the Nest When Your Kids Do

Video: What a Democratic Clean Sweep Means for Markets

Here's Warren Buffett's 'Not to Do' List

Fed Eyes Raising Rates 'Relatively Soon'

Social Security Checks to Get a Tiny Increase in 2017

Powers Of Appointment: Six Rules to Encode or Decode Every Trust

Video: Quick Take: The Political and Economic Power of Oil

It's Finally Getting Easier to Send and Receive Money Electronically

Video: Must-See Charts on the U.S. Economy

Is Your Workplace Life Insurance Enough?

Giving Is Not Only Good for You, It's Good for Your Taxes

Video: Tips for Navigating a Volatile Stock Market

Five Investment Themes To Consider For The Remainder Of 2016

Show Me The Money: Investing for Different Types of Trusts

Video: Low Volatility Brings High Leverage to Markets

10 Little Known Ways to Reduce Your 401(k) Taxes

Organize Your Financial Documents With These 10 Helpful Categories

Video: What Hedge Funds Bring to Your Investment Portfolio

One Big Tax Benefit From a Roth 401(k)

Central Bank-Proofing Your Investment

7 Tips to Have the Best Health Savings Account (HSA)

Stocks Are Hot Again. But Are They Too Hot?

Fed's Williams Says September Rate Hike Makes Sense

Dealing with the “Dirty Dozen”

Is Wall Street's Depression Keeping You Out of the Stock Market?

Home Prices Have Finally Recovered From the Housing Crash

Here's Why Stock Investors Should Be Excited by the Olympics

With Climate Change Comes Both Financial Risks and Rewards

4 Economic Trends That Will Matter in the Second Half of 2016

For U.S. Retirees, 2017 COLA Lacks Fizz

These Things Already Cost More Due to Brexit

Negate Probate: Settling an Estate using a Trust July Lunch & Learn: Blog post recap

The Chase Heats Up for the Best Financing Rates

The Goldilocks Strategy for Prudent Investors

Should Retirees Take a Gamble on Leveraged ETF's?

6 Life Events That Call for Professional Financial Advice

How to Optimize Taxable Portfolios in Bear Markets

Is Now A Good Time To Buy A Home?

Four Reasons The Wealthy Invest In Frontier Markets

How Can You Invest In Real Estate?

Five Golden Rules for 50+

Generation Skipping without Skipping a Generation June Lunch & Learn: Blog post recap

Should You Really Sell Your House to Retire?

5 Dos And Don'ts For Raising An Entrepreneur

Three Ways to Budget for Fun in Retirement

5 Ways to Give Your Millennial Kids Financial Wisdom

Work a Little, Play a Little: A New Retirement Strategy

Does Your Mindset Affect How You Make Retirement Income Decisions?

5 Lessons That Athletes Can Teach Investors

How to Select the Right Executor or Trustee

The Most Important Estate Planning Issue Boomers Need To Address

Ways to Destroy Your Net Worth

Prepare Your Finances to Handle Natural Disasters

How to Cut Capital Gains Taxes

Where High-Net-Worth Investors are Putting Their Money

Nip Behavioral Investing Errors in the Bud

3 Reasons Female Investors Should Consider Long-Term Care Insurance

Are Your Kids Financially Literate? 4 Ways to Teach the Value of a Dollar

3 Solid Ways to Clean Up Your 401(k)

Get Outta Here! Getting Capital Gains Out of Trusts

Last Chance for 2015 Tax Deductions

What the New U.S. Fiduciary Rule Means For You

Five Investing Concepts That Don't Get Enough Coverage

Why I Don't Make Financial Decisions on My Smartphone

5 Big Dividend Investing Mistakes (and How to Avoid Them)

8 Ways to Give Your Investments a Spring Cleaning

Factors to Consider When Evaluating Alternative Investments

Six Creative Beneficiary Designation Ideas

Charitable Donations: A Tax Deduction Primer

Gifting Appreciated Stock To Family Members

Make a Plan on How to Handle Risk, Then Stick to It

Tax Tips to Make College More Affordable

How To Budget: A Simple, Flexible Method For Everyone

Investment Risks to Watch For in the High-Yield Bond Market

Market Update: Risk of a Recession

A Checkup On The Global Economy

Dollar Strength and Oil Weakness

Market Update

The State of the Stock Markets

When You Should Not Pay Off Your Debt

Food and Finances

It's the 'Good Season' for the Stock Market

First Rule in Wealth Management: Keep What You Have

6 Tips to Help You Win at Monopoly This Holiday Season

Avoid These 5 Mistakes on Your Path to Retirement

Summary of Budget Bill Changes to Social Security Claiming Strategies

Should I Close this Credit Card Account?

Why Bond Yields May Be Bad for a Long Time

New 2016 Medicare Premiums Increase While Providers Still Get Squeezed

Chart of Interest: Growing Divide Between Goods and Service Sectors

Protect Your Identity: Shred Those Boarding Passes!

Chinese Markets Fueled by Debt

2016 Medicare Premiums Increase While Providers Get Squeezed [Updated]

3 Facts You Should Know About U.S. Oil Production

Where to Find Opportunity When Monetary Policy Tightens

You Are Answering the Wrong Retirement Planning Questions

Paying for Higher Education [Infographic]

Keeping Volatility in Perspective

All You Care About Is Money

Reaction: Federal Reserve Rate Decision

How Investors Should Play Oil's Decline

What Could Push the Markets Lower and Why It Is Unlikely

The Stock Market and the Perils of the Month of September

Labor Day Weekend Tribute

What Causes Financial Hot Flashes?

3 Tips to Help Clean Out Your Financial Dust Bunnies

Performance History of Major Asset Classes

Can Your Income Predict How Long You Will Live?

An Interesting Rebuttal to Income Inequality Statistics in the United States

Don't Make These Common IRA Mistakes

Portfolio Rebalancing: Why and How Often

The History of Social Security: How Many Times Have Benefits Been Reduced?

5 Personal Finance Apps We Love

From Rapid Expansion to Dramatic Drop: Chinese Margin Debt Situation [UPDATE]

What Does it Mean?: Certified Trust and Financial Advisor (CTFA)

Market Outlook: Greece!

Advice Worth Avoiding When Saving for Retirement

Companies are at it Again!: More Shares are being Sold

5 Valuable Resources for Lifelong Learners

Should You Financially Assist Adult Children?

The Secret to a Sharp Mind

This Chart Just Hit Its Highest Level On Record

Is the U.S. Stock Market Too High?

What Does it Mean?: Chartered Market Technician (CMT)

Economic Data Disappoints Analysts

What Does it Mean?: Accredited Investment Fiduciary (AIF)

Financial Tips for your Next Trip Abroad

For the Week Ending May 8, 2015

What Does it Mean?: Certified Divorce Financial Analyst® (CDFA™)

Think that China is Alone with Margin Debt?

Markets Recap for the Week Ending May 1st, 2015

What Does it Mean?: Certified Public Accountant (CPA)

What Does it Mean?: Registered Paraplanner (RP®)

Markets Recap for the Week Ended April 17, 2015

Rapid Expansion of Chinese Margin Debt

What Does it Mean?: Certified Financial Planner™ (CFP®)

Markets Recap for the Week Ended April 10, 2015

What Does it Mean?: Chartered Financial Analyst (CFA®)

Markets Recap for the Week Ended April 3, 2015

FOX BUSINESS "After the Bell" with Bob Phillips

Jobs report: Impressive gains, disappointing wage data

2014 in the news: Spectrum Management Group

Insight of interest: The Fed and employment numbers

Fox Business continues to call on Bob Phillips for his market insight

Employee spotlight: Kathy Crone

Underlying strength in recent jobs report

4 areas impacting the market

Bob Phillips joins The Wall Street Journal Radio Network to discuss today’s Fed meeting

Employee Spotlight: Carol Barnes

Bob Phillips returns to Fox Business to discuss market volatility

Insight of interest: Wage growth in key industrial states

September jobs report shows continued gains in employment

Will our government take back the promise to pay Social Security benefits?

Not all asset classes are experiencing prosperity in 2014

Bob Phillips’ insight showcased on Fox Business

Top Media Outlets Feature Spectrum Management Group

Insight of interest: Are dividend strategies loosing attractiveness?

Are Social Security statements accurate?

Fox Business calls on Bob Phillips for investment insight

July jobs report: No impact on the Fed’s decision-making

Estate planning: 4 areas families must discuss

Insight of interest: The share buyback trend

Bob Phillips joins Fox Business to offer his market views

Bob Phillips on the pros and cons of today’s market

The case of not communicating about your estate plan

Spectrum Management Group featured in today’s leading outlets

What is impacting the bond market today?

The Fed, short-term unemployment, and inflation

Business owners: Protect your retirement

How to assess the value of delaying Social Security benefits

April jobs report shows mixed signals

Spectrum Management Group featured in Financial Planning magazine

Bob Phillips on the bull market and potential correction

3 areas impacting our investment decisions

Insight of interest: A look at Michael Lewis’ “60 Minutes” interview

Will there be changes to Social Security benefits?

Insight of interest: Unemployment’s impact on inflation

The bond market: 4 factors to watch

How smart beta funds utilize an effective weighting system

Spectrum Management Group in today’s top media outlets

Are taxes eating away at your Social Security benefits?

Lower-than-expected jobs report still shows some positives

What is Smart Beta?

What New Year’s resolutions should you make for your business?

Where are the markets headed in 2014?

December Jobs Report Shows Workers’ Confidence in Quitting

Insight of interest: Small business sector shows positive hiring signs

Spectrum Management Group: 2013 media highlights

Bob Phillips joins Fox Business to offer his 2014 market outlook

November jobs report: Focus on the long-term trend

The Benefits of Delaying Social Security

Bob Phillips returns to Fox Business to discuss the markets

Black Friday and holiday shopping: How will the consumer stack up?

Insight on the recent weakness in crude oil

What is the future of the Social Security program?

Small-cap versus large-cap: What index is performing better?

In case you missed it: Week of October 28 market action

A synopsis of changes made to the Dow Jones Industrial Average


Spectrum Management Group: In the pages of today’s leading publications

In case you missed it: Week of October 14 market action

Employee spotlight: Eric Kurth

In case you missed it: Week of October 7 market action

The government shutdown’s impact on economic growth

In case you missed it: Week of September 30 market action

How market conditions impact sustainable retirement withdrawals

In case you missed it: Week of September 23 market action

Insight of interest: Understanding the role of rating agencies in the financial crisis

In case you missed it: Week of September 16 market action

Fox Business features the insight of Bob Phillips

In case you missed it: Week of September 9 market action

Is the housing recovery still on track?

In case you missed it: Week of September 2 market action

In case you missed it: Week of August 26 market action

Insight of interest: Bankrate.com’s Financial Security Index

In case you missed it: Week of August 19 market action

In case you missed it: Week of August 12 market action

In estate planning, don’t forget the digital assets

In case you missed it: Week of August 5 market action

In case you missed it: Week of July 29 market action

In case you missed it: Week of July 22 market action

Insight of interest: Bill McBride and the housing market

In case you missed it: Week of July 15 market action

Fox Business continues to call on Spectrum Management Group

In case you missed it: Week of July 8 market action

In case you missed it: Week of July 1 market action

Spectrum Management Group: In the News in 2013

The rising concern in student loan debt

The impact of taxation on retirement spending

Is the gold market stronger than expected?

Bob Phillips returns to Fox Business

The state of the municipal bond market

What will mark the end of the bull market for bonds?

The importance of tax diversification in wealth management

Market indices reach record highs: Is it all downhill from here?

The media calls on Bob Phillips for bond market insight

Retirement planning and withdrawal rates: Focus on what you control

Fox Business continues to seek the insight of Bob Phillips

The future of the bond market

Sniffing out the next asset bubble as the debt buildup continues

Our Client Service Associates Earn Registered Paraplanner Certifications

Will 2013 be the year of the Great Reallocation?

Employee Spotlight: Stuart Cary

Bob Phillips featured on Fox Business “After the Bell”

MarketWatch.com and Mint.com feature Spectrum’s tax insight

Part II: Tax Cliff Averted

Part I: Tax Cliff Averted

Snapshot: What recent reports are saying about the economy

Sustainable withdrawal rates under different time frames

Our own Bob Phillips returns to CNBC

Spectrum Management Group’s Quarterly Market and Investing Call

Retirement Provisions in the American Taxpayer Relief Act of 2012

Where are the markets headed in 2013?

Spectrum named to this year’s Top Fee-only RIA List by Financial Planning magazine

Fox Business continues to call on Bob Phillips

Market recap: Week of Dec. 31

Spectrum Management Group: In the News in 2012

Market recap: Week of Dec. 10

Employee spotlight: Christy Owen

Market recap: Week of Dec. 3

The relationship between asset allocation and sustainable withdrawal rates

Market recap: Week of Nov. 26

Our post-election outlook on the markets

Bob Phillips on Fox Business today

Market recap: Week of Nov. 19

The nation’s top newspaper continues to call on Spectrum Management Group

Market recap: Week of Nov. 12

Sustainable withdrawal rates in retirement

Market recap: Week of Nov. 5

Market recap: Week of Oct. 29

Election preview: Where is the economy headed?

Market recap: Week of Oct. 22

Employee spotlight: Angie French

Market recap: Week of Oct. 15

Ways job hunters can claim expenses on tax returns

Postponing pain for pension plans

Leslie Thompson contributes to new book for small business owners

The Wealth Spectrum blog has launched

Sept. 24: Thoughts on the market environment

Income tax planning in an uncertain environment

Support payments for your parents

Welcome to Wealth Spectrum -- Spectrum Management Group’s blog