Spectrum Management Blog

By Spectrum Management Group | July 24, 2017

What the Decline in the U.S. Dollar Means

The value of the dollar has fallen steadily since the beginning of 2017. To take one example, the number of euros that can be obtained for one dollar has declined to the lowest level in more than a year. The dollar has also declined against the Brittish pound, the Japanese yen and the Chinese renminbi.

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Topics: Consumer Sentiment, Economy, Personal Finance

By Spectrum Management Group | April 18, 2017

Financial Spring Cleaning: Are you Asking for Trouble with Paperless Credit Card Statements?


When it comes to tracking your spending, credit card statements are often a crucial (but mundane) part of that. It is by combing through statements where you might catch billing mistakes or spot mysterious charges that could indicate fraud or identity theft.

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Topics: Consumer Sentiment, Spending, Personal Finance

By Spectrum Management Group | March 30, 2017

Sometimes, Spending Brings a Bigger Return Than Saving

Life experiences give you an incalculable return on investment. Every. Single. Time. So why is it so hard for us to spend money on them?

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Topics: Consumer Sentiment, Spending, behavior

By Stuart Cary | November 25, 2013

Black Friday and holiday shopping: How will the consumer stack up?

With Black Friday fast approaching, investors are on the lookout for any signs of how this year's holiday sales will compare to those prior, and the subsequent effects on the market. One way to garner this outlook is by looking at the Conference Board's Consumer Confidence Index, which measures consumers' perceptions of current economic conditions as well as their outlook for the next six months. While October's reading of 71.2 is down from 80.2 in September, we like to focus on the longer-term trend of the index, which still remains up.

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Topics: Markets and Investing, Consumer Sentiment, Stuart Cary