Spectrum Management Blog

By Tia M. Lee | July 16, 2015

What Does it Mean?: Certified Trust and Financial Advisor (CTFA)

The letters CTFA stand for Certified Trust and Financial Advisor and it is a certification granted by the American Banks Association.  This designation indicates the holder has completed training and demonstrated knowledge in the following areas: trust and estate planning and administration, estate and income taxes, investment management, and financial planning. The Certified Trust and Financial Advisor mark is appropriate for financial planners, tax professionals, and trust officers that provide estate planning advice to their clients.

Read More

Topics: Tia M. Lee, Estate Plans, Designation Description

By Eric Kurth | June 12, 2015

What Does it Mean?: Chartered Market Technician (CMT)

You might have seen these letters behind someone's name, on TV, or even on our website. I will be using this post to describe what this designation is, and why it matters to our clients.  

The letters CMT stand for Chartered Market Technician and professionals who hold this designation have demonstrated a proficiency in the broad topic of Technical Analysis.  Professionals with this designation have completed 3 rigorous exams, satisfy the Market Technician Association's (MTA) experience requirements, and have agreed to abide by the MTA Code of Ethics.

Read More

Topics: Eric Kurth, Designation Description

By Eric Kurth | May 22, 2015

What Does it Mean?: Accredited Investment Fiduciary (AIF)

You might have seen these letters behind someone's name, on TV, or even on our website. I will be using this post to describe what this designation is, and why it matters to our clients.  

The letters AIF stand for Accredited Investment Fiduciary® and are granted to individuals who have met the educational and experiential requirements.  The designation, AIF®, educates professionals on what a fiduciary is and what is required of a fiduciary.  Today, it is even more important to understand how exposure to legal and practical scrutiny can be handled with proper policies and procedures.  The designation helps professionals know how to implement policies and procedures that mitigate liability by educating them on pertinent legislation and best practices.

Read More

Topics: Eric Kurth, Designation Description

By Eric Kurth | May 8, 2015

What Does it Mean?: Certified Divorce Financial Analyst® (CDFA™)

You might have seen these letters behind someone's name, on TV, or even on our website. I will be using this post to describe what this designation is, and why it matters to our clients.

The letters CDFA stand for Certified Divorce Financial Analyst® and are granted to professionals who have completed the requirements set forth by the institute for Divorce Financial Analysts™. The designation requires that individuals complete an educational requirement that provides theoretical and practical knowledge of financial issues in divorce.  Also, professionals are required to have at least 3 years of qualifying experience. 

Read More

Topics: Eric Kurth, Designation Description, CDFA

By Eric Kurth | April 30, 2015

What Does it Mean?: Certified Public Accountant (CPA)

You might have seen these letters behind someone's name, on TV, or even on our website. I will be using this post to describe what this designation is, and why it matters to our clients.  

The letters CPA stand for Certified Public Accountant.  A state board of accountancy grants individuals the ability to hold the designation after they have demonstrated their ability to meet high educational standards, passing the CPA exam, and completing a specific amount of general accounting experience.

Read More

Topics: Eric Kurth, Designation Description

By Eric Kurth | April 23, 2015

What Does it Mean?: Registered Paraplanner (RP®)

You might have seen these letters behind someone's name, on TV, or even on our website. I will be using this post to describe what this designation is, and why it matters to our clients.  

The letters RP® stand for Registered Paraplanner which is a designation given to professionals that have completed the required course of study and passed the exam. The course of study focuses on the financial planning process, the five disciplines of financial planning and general financial planning concepts, terminology and product categories. 

Read More

Topics: Eric Kurth, Designation Description

By Eric Kurth | April 16, 2015

What Does it Mean?: Certified Financial Planner™ (CFP®)

You might have seen these letters behind someone's name, on TV, or even on our website.  I will be using this post to describe what this designation is, and why it matters to our clients.  

The letters CFP® represent Certified Financial Planner™ professionals who have met the rigorous requirements set forth by the CFP® Board.  CFP® professionals are required to meet education requirements that include financial planning course work, a comprehensive examination, 3 years of qualified financial planning experience, and to uphold strict ethical standards.

Read More

Topics: Eric Kurth, Designation Description, CFP

By Eric Kurth | April 10, 2015

What Does it Mean?: Chartered Financial Analyst (CFA®)

You might have seen these letters behind someone's name, on TV, or even on our website. As the first post of a series, I will be describing what this designation is, and why it matters to our clients.  

The letters CFA® stand for Chartered Financial Analyst, and is granted to professionals who qualify under the CFA Institute's criteria. The CFA designation requires passing 3 rigorous exams, 48 months of professional experience, adhering to a strict code of ethics, and becoming a member of the CFA Institute and local society.

Read More

Topics: Eric Kurth, Designation Description, CFA

Subscribe to Our Blog