Spectrum Management Blog

By Spectrum Management Group | June 2, 2017

Free Time This Summer? Some Simple Tips to Tend to Your Long-Term Financial Goals in Minutes

In the contest between pressing, immediate needs that require tending right away and our longer-term wishes, today's to-do list usually wins. It's just too easy to put off the things that require less attention now. If you have a day off from your regular routing as summer begins, consider using that break - or just part of it - to nurture a bit of longer-term thinking.

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Topics: Financial Planning, Spending, Personal Finance

By Spectrum Management Group | May 12, 2017

Your Money - How to Win the Family Data Usage Battle

If it were possible to develop Post-Traumatic Stress Syndrome because of texts from your mobile provider, Brett Anderson would be suffering from it.

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Topics: Financial Planning, Spending, Personal Finance

By Spectrum Management Group | April 20, 2017

Financial Spring Cleaning: Which Documents to Save and Which Papers to Toss

If you're engaging in a little financial spring cleaning this year, consider scanning your records and storing them electronically. Specific rules may vary depending on the asset, transaction or expense but generally, you want to make sure that your electronic records are as accurate (and legible) as your paper records and easily accessible.

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Topics: Financial Planning, Spending, behavior

By Spectrum Management Group | April 18, 2017

Financial Spring Cleaning: Are you Asking for Trouble with Paperless Credit Card Statements?

 

When it comes to tracking your spending, credit card statements are often a crucial (but mundane) part of that. It is by combing through statements where you might catch billing mistakes or spot mysterious charges that could indicate fraud or identity theft.

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Topics: Consumer Sentiment, Spending, Personal Finance

By Spectrum Management Group | March 30, 2017

Sometimes, Spending Brings a Bigger Return Than Saving

Life experiences give you an incalculable return on investment. Every. Single. Time. So why is it so hard for us to spend money on them?

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Topics: Consumer Sentiment, Spending, behavior

By Spectrum Management Group | March 3, 2017

Trump Budget Plan Will Not Cut Social Security, Medicare - Mnuchin

WASHINGTON (Reuters) - U.S. President Donald Trump's first budget proposal will spare big social welfare programs such as Social Security and Medicare from any cuts, Treasury Secretary Steven Mnuchin said in an interview broadcast on Sunday.

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Topics: Market Outlook, Taxes, Spending

By Spectrum Management Group | February 10, 2017

Here's why it Pays to Track Every Tiny Business Expense

Tracking your small business expenses gives you a better understanding of how you're managing your money and could help you get some cash back. There are three main reasons why you need to keep tabs on your small business expenses.

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Topics: Small Business, Spending

By Spectrum Management Group | February 9, 2017

Video: The Most Important Money Lesson You Should Teach Your Kids

As a parent, its difficult to navigate the toy store or the candy aisle at the grocery store -- the inability to say "no" -- and mean it - could be setting children up for self-control problems and a world of financial pain.

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Topics: Spending, behavior, Personal Finance

By Spectrum Management Group | November 1, 2016

How to Keep Your Cash From Leaving the Nest When Your Kids Do

You've raised your children, and you're looking forward to enjoying your newly-empty nest. It's time to celebrate! But wait—you should look at this time in your life as an opportunity to reevaluate your finances. Keep reading for tips to help you navigate this life event in a financially savvy manner. 

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Topics: Spending, Personal Finance

By Spectrum Management Group | July 14, 2016

The Goldilocks Strategy for Prudent Investors

Today's article discusses the best strategy for investors to handle sudden and unexpected expenses in retirement. While many stash cash in a "rainy-day fund", the author recommends that people reconsider this option and look into a more strategic method of staving off trouble in the form of medical emergencies, car issues, or other unpleasant surprises. 

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Topics: Retirement, Spending

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